DISCLAIMER: An investment in any strategy involves a high degree of risk. There is the possibility of loss and all investment involves risk including the loss of principal. Any projections, forecasts and estimates are necessarily speculative in nature. Matters they describe are subject to known (and unknown) risks, uncertainties and other unpredictable factors, many of which are beyond my knowledge or control. Any data, calculations, or qualitative statements about the present or past may be erroneous. No representations or warranties are made as to the accuracy, reliability, or completeness of any statements. All information is provided “as is”, without any warranty of any kind. All statements are my personal opinion, unless otherwise specified.